Why Budgets and Budgeting Don’t Work

Chicago marathon

Budgets Don’t Work! Rethinking Budgeting: The Cash Flow Approach When I first started in the financial business, we were taught that helping clients determine their budget was beneficial to them reaching their financial goals.  I’ve seen firsthand the cringe that the word “budget” can elicit. It’s like the word “diet”—immediately, one imagines restrictions, limitations, and […]

September is Right Around the Corner

Well, that summer flew by!  And that means school will soon be back in session.  September can be a financial whirlwind for parents.  And not in a good way.  There are back-to-school supplies to shop for, new outfits to buy, and for some, tuition fees to pay. I wanted to share a few ideas so […]