How Much Do You Really Need for Retirement in Canada? The Case for Personalized Financial Advice
“The financial services industry in…Atlantic Canada, is broken and in desperate need of fixing. ” — David Martin, Eltero Financial Partners Retirement planning is one of the most important financial decisions Canadians face. Yet, all too often, advice on the subject is boiled down to generalizations: “You need $1 million to retire comfortably” or “Save […]
3 Biases That Affect Financial Planning and How to Outsmart Them
“Effective financial planning is 90% mental. The other half is about money.” — David Martin, Eltero Financial Partners Ok. So, I might have stolen and paraphrased Yogi Berra’s famous quote about baseball being 90% mental with the other half being physical. The math might not add up but there’s a lot more correct […]
Why an Investment Policy Statement is your Best Financial Ally
ONE of the 7 key components of your financial plan is your investment portfolio. (If you’re wondering, the other components are goal setting, cash flow, tax, risk management, estate and business integration.) Today, we’ll dive into two crucial concepts that can significantly impact your financial future when it comes to your investments: 1) an […]
2023 Recap and 2024 Outlook
“Looking forward all that I can see Is good things happening to you and me…” From Looking Forward Crosby, Stills, Nash & Young As we get ready to turn the page on 2023 and welcome the new year with all its possibilities, we’d like to take some time to reflect on the year that […]
